Wednesday, August 24, 2016

One % Loan Vapasi Project

One Percent ( 1 % ) Loan Vapsi Learning Project  

Objective:  To guide the students to apply, and generate an economic value being a student as as part of curricular learning

Target audience All students who took loans and those who are interested to make an earning tooo !

Mode of working :  Students are oriented, discovered, and start enterprising in themselves 

Salient Principles : 

  • Application of what  is learnt in the past, what is currently is being learnt , and what will be learnt in future  through practice. 

  • Student does ONES OWN ENTERPRISING , It is  NOT EMPLOYMENT, 

  • Focus is LEARNING and EARNING 

  • Formalism ( rather than in- formalised )  enterprising 

  • Ethical and legal enterprising 
 Mode of Evaluation 

50 % Economic Value Creation

25 % Proof of  Practice

25 % Learning  and Theo rising, Report Submitted
 
Duration of the project  : 2.5 Months ...  I Year end Project

Why this project ? 

70 - 80 percent students take loans for their studies . Student loans play crucial and positive role in facilitating the students to come for higher studies.  It will be impossible for most of these students to take to higher studies without the students loans . 

Loans dictate and shape future career and lives of the most of the students. Students with loans undergo high distress due to loans till they repay the loans. Repayment becomes a challenge and also pain for the students. Repayment of loans emerges as an important factor int he lives of the students . It is often noticed that 99 %  of these students take to the route of employment and  repay their loans through the salaries.

So far colleges make no attempt to help the students to repay the loans . Rather academics will act mute in case of student loans and their impact on the lives of the students. At best the academics try to arrange emplyment for the students where in students earn their salary and pay back the loans .

It is being realized that academics can play an important and critical role in preparing the students to pay their loans in an effective way . Towards this, it is planned that  academics can encourage the students to apply their learning and start making earning as part of curricular learning . An important point to be noted  here is that . Earning as part curricular learning itself  is considered here as LEARNING. 

This course try to implement this thought as an elective .